PRIMERA, INC.

  • CALIFORNIA SHELF COMPANIES
  • CALIFORNIA SHELF LLC'S
  • BUILD CORPORATE CREDIT
  • LIMITED LIABILITY

PREPARING YOUR COMPANY TO APPLY FOR BUSINESS CREDIT

HOW TO SET UP A BUSINESS ADDRESS, PHONE NUMBER OR FAX NUMBER

Apply for loans

To apply for loans, you must be able to meet loan and credit issuer acceptance requirements.

Get licensed

To get licensed, lenders and credit issuers have a hidden set of conditions that you must follow.

Rejected individuals

When individuals are rejected, it's generally not because their credit is poor or their salary isn't big enough; instead it's because they don't follow these basic funding requirements.

Business’s phone number

Your business’s phone number and address are one of these critical fundability considerations.

Business Phone Number and VOIP

  • A business phone line tied to the business address provides the best results.
  • Lenders and credit issuers will doubt your company's validity if you use a cell or home phone number as your business phone.
  • The business phone number and the business fax must be tied to the business name, business address and business EIN.
  • Obtain a toll-free number until the business phone number is established.
  • For ease of access, consider a VOIP business phone number or Toll Free Number.
  • A VOIP line is available from Google or RingCentral.com.

411 Listings

  • List your business name, business address, business phone and business fax on the 411 directory services through ListYourself.net
  • Your phone number must be publicly accessible on search engines like Google, Bing, and Yahoo to obtain a 411 registration.
  • When applying for a business loan or a credit card, do not use your personal phone number.
  • Ensure that the company's contact information is consistently shown across all points of data. For example, the business name, business address, business phone number and business fax number should be on your company’s website. The information must be consistent with the company name filed with the Secretary of State. Make sure there are no errors before registering with the 411 registry.

Fax Number

  • Lenders prefer to see a company with a fax number.
  • The fax number should be obtained after the phone number.
  • FreedomVoice, Ringcentral, and Efax provide fax numbers.
  • A toll-free number further lends prestige to the firm to lenders and credit issuers.

Business Address

  • Use a commercial or industrial address. A virtual address works well. The business street address must be a physical location where mail may be received.
  • Don’t use a PO Box, a UPS Store type location or your home address.
  • The business formation documents and the EIN application and the business license, must all show the same business name and address.
  • All of your company's records must be accurate across all points of contact and on all utility and other bills.
  • Your business address must appear on all documents, the Secretary of State, the business licenses, on bills and everywhere else. This must be the same business address used on all applications for credit.
  • Lenders and credit card companies search your business address to verify it on Google Street View.
  • If you are using a home address, you’re inviting denials to your business credit application.
  • Alliance, Da Vinci, and Regus are virtual office service providers.

Virtual Offices

  • One of the most important reasons for business loan applications being rejected is that the business address does not follow certain lender and credit issuer conditions.
  • Your company's qualification for funding is directly connected to the quality of the business address and the phone number.
  • A virtual office is part of the mobile workspace market, which provides companies with a wide range of facilities, space, and technologies without the cost of owning a conventional office building.
  • Companies such as Regus, Coalition, and Da Vinci offer virtual addresses.
  • And if your company is not physically based there, renting a room in a respectable building would make your company seem highly professional to a lender.
  • Check that your address is clear with both of your online and offline business records, especially with the secretary of state.

Regus

  • Meeting rooms, drop-in corporate lounges, a loyalty schedule, and mail forwarding and handling are all available from Regus virtual offices.
  • Furnished offices with high-speed broadband are available.
  • There may be glass offices or co-working rooms.
  • For exact pricing on office suites, call the number mentioned on their website.
  • Coworking rooms are the most affordable.
  • Their more popular non-US locations are located in several European countries.

Alliance

  • Alliance offers live receptionists, conference rooms, an office address, optional mail routing, a local or toll-free business phone number, unrestricted local and long distance calls, voicemail via email, personalized greetings, and an online control panel.
  • Alliance is a global organization; their popular locations outside of the US are located in Mexico, the UAE, the UK, and the Netherlands.
  • Costs range from $125 to $500.

Davinci

  • Davinci is a virtual office provider that offers live receptionists, video chat, conference rooms, and event spaces.
  • Davinci is well-known all over the world. Mexico, European countries, South Korea, Hong Kong, Japan, and Brazil are among their most common non-US locations.
  • Their price varies. For more information, visit: davincivirtual.com/

What if Your Area Doesn’t Have Alliance, Regus, or Davinci?

  • If you live near a border, speak to local computer groups or try searching out of state.
  • For example, Alexandria, Virginia, and Baltimore, Maryland are less than 50 miles apart.
  • By searching across the frontier, you can find a variety of additional choices.